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Explore the Unmatched Beauty, Vibrant Communities, and Exceptional Living Opportunities. 

Let Me Help You Make Vancouver Island Your New Home. 

review of Michelle Gallant

Are you considering a move to Vancouver Island but feeling overwhelmed by the logistics?

Read how I helped this couple make the move from one province to another and how it might put your mind at ease.

Helping this couple transition smoothly to their new home was incredibly rewarding, and it's a testament to the personalized service and local expertise I offer. Whether you’re moving from across the country or just across town, my goal is to make the process seamless and stress-free for you too.

“Trees stand still, rooted in the same spot. Humans are meant to move, grow, and explore. Don’t be a tree; be a traveler on the journey of life.”

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Embark on the exciting journey of relocating to Vancouver Island!  Leave your name and email below to kickstart your personalized relocation experience. Let me be your trusted partner in finding your island oasis. Your new chapter begins with a simple step – connect with me now!

Why I Chose

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About Buying Real Estate

Want to learn more about buying real estate in Happyville, USA? Check out these articles and videos.

Where to live on Vancouver Island

Vancouver Island Unveiled: From Seaside Dreams to Valley Charms, Where Should You Call Home?

From the historic elegance of Victoria to the coastal allure of Nanaimo, the untamed beauty of Tofino, and the hidden treasures of the Comox Valley, we're here to guide you towards your dream lifestyle.
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Moving to the Comox Valley

Moving to the Comox Valley?

Welcome to the Comox Valley, a slice of paradise nestled on Vancouver Island. As you settle into...
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Day Trip ideas near the Comox Valley

Day Trips and Outdoor Adventures Near the Comox Valley

Experience the best of both worlds as you discover enchanting places within easy reach, making the...
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Got Questions?

About Buying Real Estate in the Comox Valley

Yes, a home can depreciate in value. Home values can be affected by a number of factors, including the state of the economy, the condition of the housing market, and changes in the local area. For example, if the economy is in a recession and the housing market is slow, home values may decrease. Additionally, if a home is in poor condition or located in an area that is experiencing declining property values, it may also depreciate in value.

It’s important to note that the value of a home can also appreciate, meaning its value can increase. This can happen due to many reasons such as an upswing in the economy, increase in demand for housing, or improvements in the local area.

The appreciation or depreciation rate can be different depending on the location and the type of property.

It’s advisable to check with a local real estate agent or do research on the area before deciding to purchase a property.

Whether an older home is as good a value as a new home depends on a variety of factors. While new homes may come with certain benefits such as up-to-date appliances, systems, and building codes, older homes can also offer many benefits.

Older homes can be a good value for buyers who are looking for character, charm, and unique architectural features. They also often have larger lots, mature landscaping and are located in more established neighborhoods. Additionally, older homes may be more affordable than new homes, especially in areas where real estate prices are high.

On the other hand, older homes may require more maintenance and repairs than new homes, and they may not have the same energy efficiency features. It’s also important to consider that older homes may have outdated electrical, plumbing, and HVAC systems that may need to be replaced.

Ultimately, whether an older home or a new home is a better value will depend on the individual buyer’s needs and preferences. It’s important to consider all the pros and cons of each type of home and weigh them against your specific needs and budget.

The amount of your down payment on a house will depend on several factors, including the price of the home and the type of mortgage you are obtaining. 

It’s important to consult with a lender to determine the best mortgage options for your financial situation and also to get a more accurate estimate of what your down payment will be. They will take into consideration your credit score, income, and other factors that will affect the type of loan you qualify for and the required down payment.

Here are some common questions buyers might ask when buying a house:

  1. What is the overall condition of the property?
  2. How old is the roof, the HVAC system, and the plumbing?
  3. Are there any known issues with the property, such as mold or pests?
  4. Are there any recent upgrades or renovations?
  5. How long has the property been on the market?
  6. What is included in the sale?
  7. Are there any plans for construction or development in the area?
  8. How much are the property taxes and utilities?
  9. Are there any restrictions or covenants on the property?
  10. How long will it take to close?
  1. Review your credit report: Obtain a copy of your credit report and check for any errors or inaccuracies. Dispute any errors you find, and work on improving your credit score if necessary. A good credit score can help you qualify for a better interest rate on your mortgage.

  2. Determine your budget: Create a budget and determine how much you can afford to spend on a home. Take into account not only the purchase price but also ongoing expenses such as property taxes, insurance, and maintenance.

  3. Get pre-approved for a mortgage: Visit a lender to get pre-approved for a mortgage. This will give you an idea of how much you can borrow and will also help you understand the terms and conditions of the loan.

  4. Research neighbourhoods and locations: Research neighbourhoods and locations to find the best fit for your lifestyle, preferences, and budget. Look at factors such as crime rates, schools, and local amenities.

  5. Hire a real estate agent: Hire a real estate agent who will help you find the right home, negotiate the purchase price, and handle the paperwork.

  6. Research the buying process and familiarize yourself with the paperwork, regulations and legalities involved.

By doing these things before looking at buying a house, you will be better prepared and can make a more informed decision when it comes to purchasing a home.

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